Most people don’t know, but the risk that one would be disabled before they are 65 is 33%! Much higher than passing away. And unfortunately, disability can wipe out your retirement savings all together. Disability insurance is the only way to truly replace your income is something happened to you – accident or illness.

Often individuals purchase disability insurance to make sure that their future financial plans aren’t destroyed if they are disabled.

Disability insurance is for you if:

  • Do not have any insurance through work
  • Do not have sufficient insurance through work
  • Want to protect your future financial plans

Forest City Life works with over 20 major insurance companies across Canada allowing us to find the solution best suited to you for the best price. Our team of experts will help you find the coverage that you are looking for the best price available. When you are ready, use our free no-obligation quoting tool and we’ll take care of the rest

Canadians are at risk of disability.

1 in 3

1 in 3 Canadians will be disabled before 65.

$3 million

A 30-year-old has over $3 million of income at risk due to disability.


Only 10% of all disabilities are caused by an accident.

3.2 Years

The average disability longer than 90 days is 3.2 years.

Forest City Life’s professional and courteous staff put together a solution that fit my specific and unique needs (entrepreneur with a young family). They were able to present a range of options that met my needs and provide insight into the different carriers to help me make my decision.

Their team worked quickly and I was covered shortly after reaching out.

I couldn’t be happier! I will definitely work with Forest City Life again and continue to refer friends, clients, and family to them.

Greg Toner, Owner and Founder of Cloud CFO